For Freelancers & Independent Professionals

Irregular income, regular compliance.

Multiple clients, TDS deducted a different way by each one, and GST once you cross the threshold — we keep freelance income compliant without you having to track every rule yourself.

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Built for

Freelance writers, designers & developersIndependent consultants with multiple clientsPresumptive taxation (44ADA) eligibleGST-registered or approaching the threshold

We see this every year

The problems that actually trip up freelancers

None of these are unusual for independent income. They're also exactly where a return goes wrong if nobody's checking.

TDS deducted differently by every client

Each client withholds tax under different sections and rates — reconciling all of it against Form 26AS is where mismatches start.

Presumptive taxation vs actual books

Section 44ADA can simplify filing significantly, but it's not always the better choice — it depends on your actual expenses.

GST registration threshold confusion

₹20 lakh is the common number people know, but the real threshold depends on your state and the nature of your services.

Advance tax easy to miss

Irregular income makes it easy to underpay through the year and face interest under Sections 234B and 234C.

Mixing personal and business expenses

Without separation, genuine business deductions get missed or, worse, personal spending gets claimed incorrectly.

Not sure which ITR form applies

Freelance income usually means ITR-3 or ITR-4 — filing the wrong one gets your return treated as defective.

Not sure which of these apply to you? Book a consultation and we'll walk through your specific situation.

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Where freelancers usually start

ITR-4 Presumptive Filing

For freelancers and professionals opting for presumptive taxation under Section 44ADA.

2–3 daysView Service

Tax Planning & Advisory

Structure your income and investments across the year, not just at filing time.

OngoingView Service

Book Consultation

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See your estimated tax in seconds

A quick estimate to get you started — for a precise number tailored to your situation, book a consultation

Tax regime

Annual income (₹)

₹

₹0₹25L₹50L+

Estimated tax payable

₹ 97,500

Effective rate 6.5% · new regime on ₹15,00,000

Taxable income₹ 14,25,000

Tax as per slabs₹ 93,750

Health & education cess (4%)+₹ 3,750

The New Regime saves you ₹ 1,59,900 compared to the Old Regime.

Illustrative estimate for FY 2025-26 — assumes salaried income eligible for the standard deduction, and includes the Section 87A rebate and 4% cess. Surcharge is applied at a flat rate without its own marginal relief. Does not account for other deductions or individual circumstances. Book a consultation for an exact figure.

Learn more

Related resources

Vol. 01Presumptive Taxation Explained: Section 44ADA for ProfessionalsWho qualifies, what it simplifies, and when actual books work out better.Guide01 / 03 Vol. 02Do Freelancers Need GST Registration?The real thresholds and exceptions, not just the ₹20 lakh headline number.Guide02 / 03 Vol. 03How to Track Advance Tax When Your Income Isn't FixedA practical approach to estimating quarterly instalments on variable income.Guide03 / 03

Selected · Vol. 02

Do Freelancers Need GST Registration? — The real thresholds and exceptions, not just the ₹20 lakh headline number.

Read article

Questions

Frequently asked

01I freelance on the side of a full-time job — does that change anything?

Yes — your freelance income is taxed in addition to your salary, and the ITR form you need depends on the combination. We'll confirm which one applies and make sure both income sources are reported correctly.

02Should I opt for presumptive taxation under Section 44ADA?

It depends on your actual expenses. If your real costs are lower than the presumptive 50% of income, actual books usually work out better — we'll run both and tell you which saves more.

03Do I need to register for GST if all my clients are outside India?

Export of services has specific GST treatment, and registration requirements can differ from domestic freelance work — worth a quick conversation before you decide either way.

04What happens if I've never paid advance tax and this is my first full year freelancing?

You may owe interest under Sections 234B and 234C if tax wasn't paid through the year, but it's fixable — we'll calculate exactly what's due and help you get ahead of it going forward.

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