For NRIs

Cross-border income, filed correctly on both sides.

Rental income back home, capital gains on property or investments, and DTAA relief — handled from wherever you're living now.

Book Consultation Calculate Your Tax →

Built for

NRIs with Indian rental incomeProperty owners planning to sellInvestors with Indian mutual funds & equityDTAA relief claimants

We see this every year

The problems that actually trip up NRI filers

Cross-border tax has more moving parts, and the cost of getting it wrong is usually higher.

Higher TDS on property sale

TDS on a property sale by an NRI is deducted at a materially higher rate than for a resident seller, often more than what's actually owed.

DTAA relief claims

Avoiding double taxation between India and your country of residence requires the right documentation and the correct claim on both returns.

FEMA repatriation rules

Moving sale proceeds or investment returns out of India is governed by specific limits and documentation requirements.

NRO vs NRE account tax treatment

Interest on these accounts is taxed differently, and using the wrong account for the wrong purpose complicates both banking and tax.

Determining residential status correctly

Your tax residency can change year to year based on days spent in India — and it changes what's taxable.

Capital gains on Indian mutual funds & equity

Gains on Indian investments remain taxable in India regardless of where you live, and the rates differ from what residents pay.

Not sure which of these apply to you? Book a consultation and we'll walk through your specific situation.

Recommended for you

Where NRI clients usually start

NRI Services

Returns, capital gains, and property advisory tailored to non-resident tax obligations.

Case-by-caseView Service

Tax Planning & Advisory

Structure property sales, repatriation, and investments to minimize tax on both sides.

OngoingView Service

PAN & Aadhaar

Applications and corrections, often a prerequisite before other filings can proceed.

5–10 daysView Service

Book Consultation

Try it now

See your estimated tax in seconds

A quick estimate to get you started — for a precise number tailored to your situation, book a consultation

Tax regime

Annual income (₹)

₹

₹0₹25L₹50L+

Estimated tax payable

₹ 97,500

Effective rate 6.5% · new regime on ₹15,00,000

Taxable income₹ 14,25,000

Tax as per slabs₹ 93,750

Health & education cess (4%)+₹ 3,750

The New Regime saves you ₹ 1,59,900 compared to the Old Regime.

Illustrative estimate for FY 2025-26 — assumes salaried income eligible for the standard deduction, and includes the Section 87A rebate and 4% cess. Surcharge is applied at a flat rate without its own marginal relief. Does not account for other deductions or individual circumstances. Book a consultation for an exact figure.

Learn more

Related resources

Vol. 01DTAA Relief: How NRIs Avoid Double TaxationThe documentation and claims needed to avoid paying tax twice on the same income.Guide01 / 03 Vol. 02Selling Property in India as an NRI: The TDS RulesWhy TDS on your sale is often far higher than what you actually owe, and how to get it corrected.Guide02 / 03 Vol. 03NRO vs NRE Accounts: What's Actually TaxableA plain-language breakdown of how each account is treated for Indian tax purposes.Guide03 / 03

Selected · Vol. 02

Selling Property in India as an NRI: The TDS Rules — Why TDS on your sale is often far higher than what you actually owe, and how to get it corrected.

Read article

Questions

Frequently asked

01I'm selling property in India — why is so much TDS being deducted?

TDS on an NRI's property sale is deducted at a flat, higher rate regardless of your actual gain. You can apply for a lower or nil TDS certificate in advance, or claim the excess back through your return — we handle either route.

02Can I avoid paying tax in both India and my country of residence?

Usually yes, through DTAA relief — but it requires the right documentation, including a Tax Residency Certificate, and correct claims on both returns.

03How much money can I repatriate from a property sale?

FEMA sets specific limits and documentation requirements for repatriation, which vary based on how the property was acquired. We can confirm exactly what applies to your case.

04I wasn't sure if I qualify as a resident or NRI this year — does it matter?

It matters significantly — your residential status determines what income is taxable in India at all. We check this every year since it can change based on your travel.

Ready when you are

Let's figure out exactly what your situation needs.

Book a consultation and we'll walk through it together — clear next steps, no obligation. No pressure, no jargon, just a clear read on what applies to you.

No spam
Your details stay private
Response within 24 hours

Thank you — we've received your details.

One of our Chartered Accountants will get back to you within 24 hours.

Rashmi Singh & Co.