Business Plan Preparation

Overview

A business plan is judged on its numbers, not its prose

Lenders and investors read past the executive summary straight to the financials — revenue assumptions, cash flow projections, break-even analysis, and repayment capacity. A plan that can't withstand questions on how those numbers were derived gets rejected regardless of how well it reads. We build the financial model first, then the documentation around it.

Financial projections that hold up

Revenue, expense, and cash flow projections built on defensible assumptions — ready to be questioned by a loan officer or investor.

Matched to the right purpose

A loan application, an investor deck, and a Startup India application each emphasize different things — we tailor structure and detail accordingly.

Reviewed by a CA, not a template

Every projection is checked for internal consistency — revenue growth against realistic capacity, expenses against industry norms — before it goes out.

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See your estimated tax in seconds

A quick estimate to get you started — for a precise number tailored to your situation, book a consultation

Tax regime

Annual income (₹)

₹

₹0₹25L₹50L+

Estimated tax payable

₹ 97,500

Effective rate 6.5% · new regime on ₹15,00,000

Taxable income₹ 14,25,000

Tax as per slabs₹ 93,750

Health & education cess (4%)+₹ 3,750

The New Regime saves you ₹ 1,59,900 compared to the Old Regime.

Illustrative estimate for FY 2025-26 — assumes salaried income eligible for the standard deduction, and includes the Section 87A rebate and 4% cess. Surcharge is applied at a flat rate without its own marginal relief. Does not account for other deductions or individual circumstances. Book a consultation for an exact figure.

Simple, from start to finish

How it works

Book a consultation

Tell us the purpose — loan, investor pitch, or Startup India — and we scope the plan accordingly.

Share your inputs

Provide past financials (if any), sales estimates, and business details securely.

We build the model

Financial projections, cash flow, and break-even analysis are drafted and reviewed by a CA.

Review & finalize

We walk you through the assumptions, refine based on your feedback, and deliver the final document.

Typically 7–10 working days depending on the depth of financial modeling required

Questions

Frequently asked

01What does a lender actually look for in a business plan?

Primarily repayment capacity — realistic revenue projections, cash flow that covers EMI obligations with a margin, and promoter experience. A polished narrative without defensible numbers behind it rarely gets past the credit desk.

02What's different about a plan for investors versus a bank loan?

Lenders focus on repayment capacity and collateral; investors focus on growth potential, market size, and return on investment. The financial model underneath is similar, but what we emphasize in the narrative and projections shifts based on who's reading it.

03Do we need audited financials to prepare a business plan?

No — for new businesses, we build projections from sales estimates and market research. Existing businesses benefit from including past financial statements to ground the projections in actual performance.

04Does this help with Startup India recognition?

Yes — Startup India applications require a business plan describing innovation, scalability, and revenue model, along with supporting financials. We structure the plan to address exactly what the recognition process asks for.

05Why book a consultation instead of doing this myself?

The financial model is the part that gets tested hardest by a loan officer or investor, and assumptions that look reasonable on paper often don't hold up under questioning. We build projections that are defensible from the start, so you're not caught off guard in the room.

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