NRI Property Tax Advisory

Overview

Property ownership brings tax questions residents don't face

Owning property in India as an NRI comes with rules that don't apply to resident owners — TDS obligations on both sides of a transaction, restrictions on repatriating sale proceeds, and reporting requirements that change depending on whether the property is rented out, vacant, or being sold. We advise across the full lifecycle, not just the return you file at the end of it.

Advisory across the property lifecycle

Buying, renting out, and selling each carry different tax and compliance obligations — we advise on whichever stage you're at.

TDS and compliance handled on both sides

Whether you're buying property in India, with TDS obligations towards a resident seller, or selling as an NRI yourself, we make sure the right TDS and forms are in place.

Repatriation planned, not left for later

We map out how sale or rental proceeds can be moved abroad — through NRO/NRE accounts, Form 15CA/15CB, and RBI limits — before you actually need the money.

Try it now

See your estimated tax in seconds

A quick estimate to get you started — for a precise number tailored to your situation, book a consultation

Tax regime

Annual income (₹)

₹

₹0₹25L₹50L+

Estimated tax payable

₹ 97,500

Effective rate 6.5% · new regime on ₹15,00,000

Taxable income₹ 14,25,000

Tax as per slabs₹ 93,750

Health & education cess (4%)+₹ 3,750

The New Regime saves you ₹ 1,59,900 compared to the Old Regime.

Illustrative estimate for FY 2025-26 — assumes salaried income eligible for the standard deduction, and includes the Section 87A rebate and 4% cess. Surcharge is applied at a flat rate without its own marginal relief. Does not account for other deductions or individual circumstances. Book a consultation for an exact figure.

Simple, from anywhere

How it works

Book a consultation

Tell us where you are in the property journey — buying, holding, or selling — and where you're currently based.

Share property and account documents

Upload title documents, rental agreements, or sale papers securely, wherever you are in the world.

We review and advise

We assess your TDS position, compliance obligations, and repatriation route, and set out the steps clearly.

Ongoing support as things move

From the next rental filing to the eventual sale, we stay involved so nothing gets missed along the way.

Advisory typically wrapped up in 5–7 days; ongoing support scoped separately

Questions

Frequently asked

01Do I need to pay tax on rental income from my Indian property?

Yes — rental income from Indian property is India-sourced and taxable here even though you live abroad, though a standard deduction and home loan interest can reduce the taxable amount.

02Who deducts TDS if I sell my property as an NRI?

The buyer is responsible for deducting TDS under Section 195, generally at a higher rate than for resident sellers, before paying you the balance of the sale price.

03Can I claim DTAA relief on property-related income?

Yes, where a tax treaty exists with your country of residence — a Tax Residency Certificate and Form 10F let you claim credit or a lower rate instead of being taxed on the same income twice.

04How much money can I repatriate from selling Indian property?

Sale proceeds can generally be repatriated up to USD 1 million per financial year through an NRO account, subject to tax clearance via Form 15CA and, where applicable, Form 15CB.

05Why book a consultation instead of managing this myself?

TDS rules, DTAA claims, and repatriation limits sit on top of each other, and a mistake in one usually surfaces as a problem in another — money stuck, tax overpaid, or a mismatch flagged later. We look at the whole picture together, remotely, so decisions made today don't cause problems at the next stage.

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