Virtual CFO

Overview

The financial oversight your business has outgrown founder-led finance for

There's a point where a business has outgrown spreadsheets and founder intuition, but isn't yet ready for a full-time CFO's salary. A Virtual CFO fills that gap — senior financial oversight covering MIS reporting, cash flow management, budgeting, and investor-readiness, delivered on a retainer instead of a full-time hire.

MIS reporting & cash flow visibility

Monthly management reports and cash flow forecasts that give you a clear, current view of the business.

Fundraising & investor-readiness support

Financial statements, projections, and data rooms prepared to the standard investors and lenders expect.

Budgeting and strategy, without the full-time cost

Senior financial input on budgets and decisions, at a fraction of what an in-house CFO hire would cost.

Try it now

See your estimated tax in seconds

A quick estimate to get you started — for a precise number tailored to your situation, book a consultation

Tax regime

Annual income (₹)

₹

₹0₹25L₹50L+

Estimated tax payable

₹ 97,500

Effective rate 6.5% · new regime on ₹15,00,000

Taxable income₹ 14,25,000

Tax as per slabs₹ 93,750

Health & education cess (4%)+₹ 3,750

The New Regime saves you ₹ 1,59,900 compared to the Old Regime.

Illustrative estimate for FY 2025-26 — assumes salaried income eligible for the standard deduction, and includes the Section 87A rebate and 4% cess. Surcharge is applied at a flat rate without its own marginal relief. Does not account for other deductions or individual circumstances. Book a consultation for an exact figure.

Simple, from start to finish

How it works

Book a consultation

Tell us about your business stage, current finance function, and what you need most — reporting, fundraising, or both.

We understand your business & current finance function

We review your financials, existing reporting, and any gaps in visibility or process.

We set up reporting & processes

MIS formats, cash flow tracking, and budgeting processes are set up around your business.

Ongoing monthly/quarterly CFO support

Reports are delivered, cash flow reviewed, and strategic input provided on a regular cycle.

Ongoing — monthly cycle

Questions

Frequently asked

01What does Virtual CFO support actually include?

Monthly MIS reporting, cash flow management and forecasting, budgeting, and strategic financial input — plus fundraising and investor-readiness support when needed.

02How does this compare in cost to hiring a full-time CFO?

A Virtual CFO retainer is typically a fraction of a full-time CFO's salary and benefits, since you're accessing senior expertise on a scoped, recurring basis rather than a full-time headcount.

03How is this different from just bookkeeping or accounting?

Bookkeeping records what happened. A Virtual CFO interprets it — turning your numbers into cash flow forecasts, budgets, and decisions, and representing your finances to investors or lenders when needed.

04Can a Virtual CFO help with fundraising?

Yes — preparing financial statements, projections, and data room documents to the standard investors expect is one of the most common reasons businesses bring in Virtual CFO support.

05Why book a consultation instead of handling this ourselves?

Founders are usually excellent at running the business but stretched thin on financial strategy — cash flow blind spots and unprepared financials are what stall fundraising and growth. Senior oversight on a retainer closes that gap without the cost of a full-time hire.

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